Saturday, November 14, 2015

Lease Negotiations: What a great tenant you are!

I am in the process of negotiating a lease and need to learn the basics.  The real issue is making decisions of when and how to talk to your landlord about the rent.

Reading articles online is a great way to learn, but what happens if you can not afford the increase?

8 tips on how to negotiate a lease agreement.

Tuesday, November 3, 2015

Cooperative Business Models

If your are interested in reading the current issue of Yes Magazine .  .  .  THE POWER OF DEBT
You can purchase it at the Honest Weight Food Co-operative in Albany New York.  The honest weight food cooperative is a member owned natural food grocery store.

They use a cooperative business model to create a responsible business that puts local first. Interested in learning more about the cooperative business model here is an excerpt from the article Understanding the Cooperative Business Model .

"Still, when people hear the word “cooperative,” most have difficulty envisioning anything beyond a crunchy granola health food store. That's perhaps not surprising, considering the closest thing to employee-ownership most corporate workers experience is an Employee Stock Ownership Plan, where they can purchase (or are granted) stock in their company. These programs are designed to incentivize workers to be more productive, as they now benefit directly from the business's success. They are built around the assumption that monetary reward is the best motivation for workers.

Cooperative businesses take this idea of employee ownership and engagement one step further: employees actually own and operate the business. Besides the profit motive, cooperative models assume that workers value a more humanized workplace, where the input of ground-level employees can improve the business. Most cooperative businesses are founded on the democratic principle of “one worker, one vote,” and no two are alike.  . .  "

Get Out of Debt, Manage your Credit, and find Financial Freedom

The group I am working to form includes anyone that is interested in getting out of debt.  I have met many talented women who have college education and are really broke financially. I was surprised less, I suspect it is more common to find educated people without work.

My solution was to by a book and audio CD set that outlines 47 fundamental principles that teach the people how to get out of debt.  The book is published by the founders of life leadership company.  The financial fitness program seems to be a guide that helps teach how to build your income, get out of debt and prosper in any economy.  The group states you will be out of debt within 2 years, after learning to follow the principles outlined in the Financial Fitness program.

I read about the Corinthians 15, a group of people who had graduated from college and needed to pay off student loans but did not have adequate income to meet their financial obligation.  I wanted to learn more about their story of how they unified together to work out this problem.

The movement started August 28, 2015 around the movie The War Room did not seem to materialize in Schenectady NY.  Or if it did, I did not find the group announced anywhere.

Anyone Interested in Learning more about Getting Out of Debt?

Getting A Ride, Renting a Room, & Selling Your Clothes ....

Today I ride the bus and it often takes more time to get to the destination than I want to give.  One good thing about riding on the bus is that I have time to do other things.  I can make phone calls and finish my day's work by writing in my journal.  I can read a book, knit or I can read a professional journal.  I can do things that I don't have time to do at home.  Otherwise I can spend time organizing my thoughts or just meeting other bus riders.

But all joking aside I rather be riding in a brand new car.  I did see a sign for Car Angels, it advertised a chance to get a car and posted a phone number.  I came up with Free Charity Car website which is a website designed as a social networking website.  Many activities are required before you can complete all the requirements.  Learn flickr and set up a youtube account, connect to three social media sites, and work on writing blogs.  And promoting the website by inviting other people to join the group. 

I wanted to focus on how to earn money, and finally started blogging about the sharing economy, sharing cars, sharing living spaces, Airbnb, and working creative ways to increase my monthly income. 

Once I get my free charity car, I want to earn money by sharing ownership.  Maybe I will investigate UBER and become a cab driver when I have free time.

Here are some interesting car sharing, sharing economy websites to get introduced to.  Read about these websites, try them out and comment on your experience. 

P2P sharing sites are ZipCars RelayRides or JustShareIt.

Car Sharing Services

ZipCar (cars)
RelayRides (cars)
Poshmark (sell your clothing)
CouchSurfing (rent a room)
Feastly (dine in someone else's home)

Breather, Honest Buildings, Instructables (sold to Autodesk), Makani Power (sold to Google), OpenRov, OtherMill, RelayRides, Ridepal, Sidecar, Science Exchange, Scoot Networks, Solar Mosaic, Squidoo, TaskRabbit, Vayable and Yerdle.

Entrepreneurs are directing teams and funds to build platforms and services like Uber, Lyft, BlaBlaCar, SocialCar, RelayRides, Food Assembly, Solar Mosaic, Provenance, Honest Buildings, Just Park, Neighborly, OpenRov, La Zooz and City Mapper.

Friday, September 25, 2015

Peer to Peer Car Sharing Websites helps Build Trust in a Community

Sharing the ownership of cars is different than what we are used to today.  One car per family or a car in every garage is what the Ford's sold us back in the 1920's.  In the sharing economy, the car is shared in a community of users. People are not limited by the need to own their own car. They can pay for the use of a car which makes the rental more affordable. Car sharing is all about ordinary people renting their cars, so they relinquish sole ownership and let the cars work for them, so they can earn money when they are idle.
Technology provides the benefit of connecting us to resources by searching online, but the benefits of car sharing is not only economic, it helps people build trust in community.   What are the responsibilities of renting a car in a community of people who want to share the resource? Obviously trust comes into play, is about keeping commitment, driving safe and sticking to a time schedule. This credibility within a community is established over time and repeated use of the car.  
There may be a need for additional liability insurance to cover for accidents involving other cars and drivers not just themselves.

Learn to Share the Vision Women in Leadership

Do you share our vision?

Our Vision Shared:  IEEE WIE Summit USA East 2015 in Philadelphia, PA, focuses on developing
and improving leadership skills for individuals at all stages of their careers. Attendees will have the opportunity to hear inspirational and empowering talks presented by successful leaders from IEEE USA North-East region. Emerging technologies will also be demonstrated, engaging attendees to facilitate discussion and potential advancement of STEM outreach class ideas.

Sheraton Philadelphia University City Hotel

November 6 - 8  2015

Philadelphia, Pennsylvania (PA)


2015 IEEE WIE Summit USA East Hotel Information

Sheraton Philadelphia University City Hotel
3549 Chestnut Street
Philadelphia, Pennsylvania 19104
Phone:   (215) 387-8000
Fax: (215) 387-7920
Hotel Reservations URL

Sunday, August 16, 2015

GoLoco: Carpooling Meets Social Networking

I was questioning if I could investigate ways to connect to car pooling instead of using public transportation.  When driving to other states to visit family and friends what is the best mode of transportation?

Robin Chase has built an online community that has provided the opportunity to carpool.  I have yet to meet Robin Chase or use this online platform, but plan to connect online to learn more about her life and her work.

Slowing climate change is a positive outcome of creating carpooling or ride shares communities.  The result is the reduction the use of fossil fuels.  The use of fossil fuels for transportation is the second largest emission of  CO2 .  Knowing that burning fossil fuels produces CO2 emissions how is it removed from the atmosphere?  The CO2 is removed from the atmosphere by natural processes that tend to keep it in balance.   The gas exchanges with the atmosphere, ocean and land surface through microorganisms, plants and animals.